Ibicuruzwa byinshi - AAA Gutiza HELOC - AAA Gutanga Inguzanyo numushoramari

Ibicuruzwa birambuye

KUGURISHA AAA, twizera gusubiza abakiriya bacu bafite agaciro. Niyo mpamvu dutanga gahunda yubudahemuka iguhembera ikizere cyawe nubufatanye bukomeje natwe. Gahunda yacu yo kwizerwa yagenewe gukomeza gusezerana no gushimwa, itanga inyungu zidasanzwe hamwe nigabanywa kubakiriya bacu bagarutse. Ubwitange bwawe kuri AAA LENDINGS buramenyekana kandi burahembwa, kandi duharanira gukomeza inyungu zawe muri serivisi zacu uburambe.Uwatangije inguzanyo,Inguzanyo idasanzwe hamwe ninguzanyo mbi,Inguzanyo ya Broker Ibisobanuro, Duha agaciro umwanya wawe, kandi twumva ko gahunda yawe idashobora guhora ijyanye namasaha yakazi. Niyo mpamvu inkunga y'abakiriya bacu iraboneka kurenza idirishya 9-kuri-5. Waba ufite ibibazo nimugoroba cyangwa muri wikendi, turi hano kugirango dutange ubufasha. Amasaha menshi yo gutera inkunga agamije guhuza abakiriya twerekana ko twiyemeje kuhaba mugihe udukeneye cyane. Ibyoroshye byawe nibyo dushyize imbere, kandi turi hano kugirango dukore urugendo rwinguzanyo nkuko bikurura kandi nta kibazo kirimo.

- Inguzanyo ya AAA HELOC - Inguzanyo ya AAA Ibisobanuro:

Heloc

Incamake

Bisanzwe & Piggyback.

Gahunda ya HELOC ni Home Equity Line Yinguzanyo.
Ironderero. Igihe cyimyaka 30, 10 Yrs I / O Gushushanya Igihe gikurikirwa nimyaka 20 Amortisation.

* Ironderero: Igiciro cyambere cy'inguzanyo cyagendanye n'isoko.
Margin: Ukurikije ibihe byinguzanyo, Margin Min. 1%, Bimaze gukosorwa.
Ubuzima Bwuzuye Igipimo: 18%.
Igipimo cyubuzima bwose: 2,5%.

Ingingo z'ingenzi

1) Nta gihano cyo kwishyura mbere;
2) Ntamafaranga yumwaka;
3) Urugo rwibanze & Kwa kabiri biremewe;
4) 1 Igice & Kugera kuri 85% HCLTV;
5) Icyiza. Inguzanyo ingana na $ 350,000;
6) Min. FICO 680.

Amabwiriza rusange

(1) Icyitonderwa Igipimo + 2% P&I mumyaka 30 amortisation nkigipimo cyujuje ibisabwa.

(2) Umutungo / Amafaranga yo Gufunga / Kubika:
★ Piggybacks: kurikiza ibisabwa byambere.
★ Standalone: nta genzura ry'umutungo risabwa niba uwagurijwe yakiriye amafaranga-hanze (ubundi utange byibuze ukwezi kumwe kumenyekanisha umutungo utimukanwa werekana amafaranga ahagije yo gufunga).

(3) Isuzuma / Agaciro k'umutungo:
Ig Piggybacks: kurikiza amabwiriza ya FNMA / FHLMC.
①AVM na raporo yimbere yumutungo muto (harimo amafoto) yanditswe muminsi 120 uhereye umunsi wanditse.
NIsuzuma (rishobora kuba desktop, igenzura ryo hanze na / cyangwa ubugenzuzi bwimbere) ryujujwe nisuzuma ryemewe / ryemewe na leta ryanditswe mugihe cyumwaka umwe uhereye umunsi wanditse.
★ Bisanzwe:
1) AVM na raporo yumutungo muto ntarengwa (harimo amafoto).
)
★ Ku mbibi zinguzanyo> $ 250.000, byuzuye FNMA 1004 cyangwa FHLMC 70 hamwe nimbere & hanze kugenzura birimo amafoto yamabara.

(4) Umutwe ntushobora gufatwa mwizina ryizere.

(6) Inguzanyo igomba kuba kumwanya wa kabiri.

(7) Ntamafaranga yumwaka.

(8) Gukodesha ntabwo byemewe.

(9) Kwishura bizatangwa ku ya 15 ya buri kwezi.

(10) 5% yubukererwe azasuzumwa kumunsi wo kwishyura + iminsi 15 (keretse niba hari leta isabwa cyane).

(11) Ubuzima Bwose. Igipimo: 18% cyangwa leta ntarengwa na Lifetime Rate Igorofa 2.5%.

(12) Nta Kwishyura mbere.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Kuri benshi mubakiriya bacu, inguzanyo irenze kugurisha amafaranga gusa; ni intambwe ikomeye y'ubuzima. Waba uri ubwa mbere ugura urugo cyangwa umushoramari utimukanwa ufite uburambe, twegereye buri porogaramu nitonze kandi ikwiye. Dufata umwanya wo gusobanukirwa intego zawe n'ibyifuzo byawe, tukemeza ko inguzanyo yawe ihuye nicyerekezo cyawe cy'ejo hazaza. - Inguzanyo ya AAA HELOC - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Malta, Mexico, Kupuro, Gukorana n’uruganda rukora ibicuruzwa byiza, isosiyete yacu ni amahitamo yawe meza. Murakaza neza kandi mfungura imipaka y'itumanaho. Turi abafatanyabikorwa beza bateza imbere ubucuruzi bwawe kandi dutegereje ubufatanye bwawe buvuye ku mutima.

-AAA Inguzanyo