Ibicuruzwa byinshi - AAA Gutiza HELOC - AAA Gutanga Inguzanyo numushoramari

Ibicuruzwa birambuye

Igihe cyawe ni icy'agaciro, kandi turabyubaha. Ku nguzanyo ya AAA, twiyemeje kunonosora inzira yinguzanyo kugirango tubone umwanya n'imbaraga. Porogaramu yacu kumurongo irashimisha abakoresha kandi yateguwe muburyo bworoshye. Urashobora kurangiza gusaba kumuvuduko wawe, uhereye kumurugo wawe cyangwa mubiro. Turabizi ko ufite ubuzima buhuze, kandi tugamije gukora inzira yinguzanyo ishishikaje, ikora neza, kandi igatwara igihe.Inguzanyo Broker Sacramento,Amabwiriza y'inguzanyo asanzwe,Ubwishingizi bw'Umwuzure, Ku nguzanyo ya AAA, twumva ko guhitamo inguzanyo yatanzwe ari icyemezo gikomeye. Niyo mpamvu tugenda ibirometero byinshi kugirango uburambe bwawe butumire bishoboka. Dutanga urubuga-rworohereza abakoresha hamwe nogukoresha byoroshye, tukemeza ko ushobora kubona amakuru yingenzi bitagoranye. Uzasangamo kandi ibikoresho byingirakamaro nkibikoresho byo kubara inguzanyo hamwe namakuru yerekana amakuru ya blog, agenewe kuguha imbaraga nubumenyi no gukora urugendo rwawe rwinguzanyo rushimishije kandi rwigisha.

- Inguzanyo ya AAA HELOC - Inguzanyo ya AAA Ibisobanuro:

Heloc

Incamake

Bisanzwe & Piggyback.

Gahunda ya HELOC ni Home Equity Line Yinguzanyo.
Ironderero. Igihe cyimyaka 30, 10 Yrs I / O Gushushanya Igihe gikurikirwa nimyaka 20 Amortisation.

* Ironderero: Igiciro cyambere cy'inguzanyo cyagendanye n'isoko.
Margin: Ukurikije ibihe byinguzanyo, Margin Min. 1%, Bimaze gukosorwa.
Ubuzima Bwuzuye Igipimo: 18%.
Igipimo cyubuzima bwose: 2,5%.

Ingingo z'ingenzi

1) Nta gihano cyo kwishyura mbere;
2) Ntamafaranga yumwaka;
3) Urugo rwibanze & Kwa kabiri biremewe;
4) 1 Igice & Kugera kuri 90% HCLTV;
5) Icyiza. Inguzanyo ingana na $ 350,000;
6) Min. FICO 680.

Amabwiriza rusange

(1) Icyitonderwa Igipimo + 2% P&I mumyaka 30 amortisation nkigipimo cyujuje ibisabwa.

(2) Umutungo / Amafaranga yo Gufunga / Kubika:
★ Piggybacks: kurikiza ibisabwa byambere.
★ Standalone: nta genzura ry'umutungo risabwa niba uwagurijwe yakiriye amafaranga-hanze (ubundi utange byibuze ukwezi kumwe kumenyekanisha umutungo utimukanwa werekana amafaranga ahagije yo gufunga).

(3) Isuzuma / Agaciro k'umutungo:
Ig Piggybacks: kurikiza amabwiriza ya FNMA / FHLMC.
①AVM na raporo yimbere yumutungo muto (harimo amafoto) yanditswe muminsi 120 uhereye umunsi wanditse.
NIsuzuma (rishobora kuba desktop, igenzura ryo hanze na / cyangwa ubugenzuzi bwimbere) ryujujwe nisuzuma ryemewe / ryemewe na leta ryanditswe mugihe cyumwaka umwe uhereye umunsi wanditse.
★ Bisanzwe:
1) AVM na raporo yumutungo muto ntarengwa (harimo amafoto).
)
★ Ku mbibi zinguzanyo> $ 250.000, byuzuye FNMA 1004 cyangwa FHLMC 70 hamwe nimbere & hanze kugenzura birimo amafoto yamabara.

(4) Umutwe ntushobora gufatwa mwizina ryizere.

(6) Inguzanyo igomba kuba kumwanya wa kabiri.

(7) Ntamafaranga yumwaka.

(8) Gukodesha ntabwo byemewe.

(9) Kwishura bizatangwa ku ya 15 ya buri kwezi.

(10) 5% yubukererwe azasuzumwa kumunsi wo kwishyura + iminsi 15 (keretse niba hari leta isabwa cyane).

(11) Ubuzima Bwose. Igipimo: 18% cyangwa leta ntarengwa na Lifetime Rate Igorofa 2.5%.

(12) Nta Kwishyura mbere.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

Kugenda ahantu nyaburanga hashobora kuba ingorabahizi, ariko AAA LENDINGS yoroshya inzira, bigatuma ishishikaza kandi nta guhangayika. Dutanga sisitemu yo gukusanya inyandiko isobanutse kandi yuzuye, igufasha kohereza byoroshye impapuro zisabwa kumurongo. Twese tuzi neza ko igihe cyawe gifite agaciro, kandi mugukora inzira neza, turakomeza gukora cyane no kugenzura urugendo rwawe rwinguzanyo. - AAA Inguzanyo HELOC - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Denver, Singapore, Otirishiya, Gukurikiza ihame rya Enterprising and Truth-Seeking, Preciseness and Unity, hamwe nikoranabuhanga nkibyingenzi, isosiyete yacu ikomeje guhanga udushya, yitangiye kuguha ibicuruzwa bihendutse kandi byitondewe nyuma yo kugurisha. Twizera tudashidikanya ko: turi indashyikirwa nkuko turi abahanga.

-AAA Inguzanyo

Umuyobozi wa konti yatanze ibisobanuro birambuye kubyerekeye ibicuruzwa, kugirango dusobanukirwe neza ibicuruzwa, amaherezo twahisemo gufatanya.
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