- Inguzanyo ya AAA HELOC - Inguzanyo ya AAA Ibisobanuro:

Incamake
Bisanzwe & Piggyback.
Gahunda ya HELOC ni Home Equity Line Yinguzanyo.
Ironderero. Igihe cyimyaka 30, 10 Yrs I / O Gushushanya Igihe gikurikirwa nimyaka 20 Amortisation.
* Ironderero: Igiciro cyambere cy'inguzanyo cyagendanye n'isoko.
Margin: Ukurikije ibihe byinguzanyo, Margin Min. 1%, Bimaze gukosorwa.
Ubuzima Bwuzuye Igipimo: 18%.
Igipimo cyubuzima bwose: 2,5%.
Ingingo z'ingenzi
1) Nta gihano cyo kwishyura mbere;
2) Ntamafaranga yumwaka;
3) Urugo rwibanze & Kwa kabiri biremewe;
4) 1 Igice & Kugera kuri 90% HCLTV;
5) Icyiza. Inguzanyo ingana na $ 350,000;
6) Min. FICO 680.
Amabwiriza rusange
(1) Icyitonderwa Igipimo + 2% P&I mumyaka 30 amortisation nkigipimo cyujuje ibisabwa.
(2) Umutungo / Amafaranga yo Gufunga / Kubika:
★ Piggybacks: kurikiza ibisabwa byambere.
★ Standalone: nta genzura ry'umutungo risabwa niba uwagurijwe yakiriye amafaranga-hanze (ubundi utange byibuze ukwezi kumwe kumenyekanisha umutungo utimukanwa werekana amafaranga ahagije yo gufunga).
(3) Isuzuma / Agaciro k'umutungo:
Ig Piggybacks: kurikiza amabwiriza ya FNMA / FHLMC.
①AVM na raporo yimbere yumutungo muto (harimo amafoto) yanditswe muminsi 120 uhereye umunsi wanditse.
NIsuzuma (rishobora kuba desktop, igenzura ryo hanze na / cyangwa ubugenzuzi bwimbere) ryujujwe nisuzuma ryemewe / ryemewe na leta ryanditswe mugihe cyumwaka umwe uhereye umunsi wanditse.
★ Bisanzwe:
1) AVM na raporo yumutungo muto ntarengwa (harimo amafoto).
)
★ Ku mbibi zinguzanyo> $ 250.000, byuzuye FNMA 1004 cyangwa FHLMC 70 hamwe nimbere & hanze kugenzura birimo amafoto yamabara.
(4) Umutwe ntushobora gufatwa mwizina ryizere.
.
(6) Inguzanyo igomba kuba kumwanya wa kabiri.
(7) Ntamafaranga yumwaka.
(8) Gukodesha ntabwo byemewe.
(9) Kwishura bizatangwa ku ya 15 ya buri kwezi.
(10) 5% yubukererwe azasuzumwa kumunsi wo kwishyura + iminsi 15 (keretse niba hari leta isabwa cyane).
(11) Ubuzima Bwose. Igipimo: 18% cyangwa leta ntarengwa na Lifetime Rate Igorofa 2.5%.
(12) Nta Kwishyura mbere.
Ibicuruzwa birambuye:
Ibicuruzwa bifitanye isano:
Twumva ko inguzanyo atari igikorwa cyamafaranga gusa ahubwo ni icyemezo cyingenzi cyubuzima. Ibyo twibandaho kubakiriya-bivuze ko tutareba imibare gusa; dusuzumye inkuru yawe idasanzwe, ibyifuzo, n'intego zamafaranga. Inzobere mu gutanga inguzanyo zifata umwanya wo gusobanukirwa urugendo rwawe bwite, zemeza ko wakiriye igisubizo cyinguzanyo gihuza nicyerekezo cyawe kizaza. - Inguzanyo ya AAA HELOC - Inguzanyo ya AAA, Ibicuruzwa bizatanga ku isi yose, nka: Barbados, Madagasikari, Surabaya, Twiyeguriye neza igishushanyo mbonera, R&D, gukora, kugurisha no gutanga ibicuruzwa byimisatsi mugihe cyimyaka 10 yiterambere. Twatangije kandi dukoresha byimazeyo ikoranabuhanga nibikoresho bigezweho ku rwego mpuzamahanga, hamwe nibyiza byabakozi bafite ubumenyi. Twiyeguriye gutanga serivisi zizewe zabakiriya nintego yacu. Dutegereje tubikuye ku mutima gushiraho umubano wubucuruzi ninshuti ziva murugo no mumahanga.
Na Irma wo muri Naples - 2017.12.02 14:11 Ibicuruzwa nibyiza cyane kandi umuyobozi ushinzwe kugurisha isosiyete arashyuha, tuzaza muri iyi sosiyete kugura ubutaha.
Na Rebecca wo muri Zambiya - 2017.10.27 12:12 







