Ibicuruzwa byinshi - AAA Inguzanyo zingana Igisubizo - Gutanga inguzanyo ya AAA numushoramari

Ibicuruzwa birambuye

Mwisi yinguzanyo zinguzanyo, kugerwaho ningenzi. Ihuriro ryinguzanyo ya digitale yateguwe muburyo bworoshye. Urashobora gusaba inguzanyo, kohereza inyandiko, no gukurikirana iterambere ryinguzanyo kumurongo, byose uhereye kumurugo wawe. Twashizeho ubunararibonye bwa digitale igushira kugenzura, ukemeza ko ushobora gucunga ibyifuzo byawe byinguzanyo kumuvuduko wawe, 24/7.Nta bisabwa byinjira,Inguzanyo isanzwe Vs Va Inguzanyo,Umushoramari utari Qm, Kimwe mubitambo byacu byingenzi ni ibicuruzwa byinguzanyo 'Non-QM', kandi twishimiye cyane kuyobora inzira muriki cyiciro cyo gutanga inguzanyo. Turi abahanga cyane muriyi domeni, dufite uburambe bunini no kwinjira hakiri kare ku isoko, bigatuma tumenyera gusobanukirwa no gukemura ibibazo byawe byamafaranga. Kuyobora inzira igana ku ntego zawe zamafaranga biba byoroshye, byoroshye kugerwaho hamwe na AAA LENDINGS kuruhande rwawe. Inararibonye imbaraga zo gutanga inguzanyo yihariye natwe uyumunsi, kandi reka tugufashe kugera kubyo wifuza byamafaranga.

- Inguzanyo ya AAA Inguzanyo zingana - AAA Inguzanyo irambuye:

EQ Ifunze Iherezo rya kabiri

Incamake

Byoroshye Yujuje ibyangombwa bifunze Impera ya kabiri.

Igihe cy'inguzanyo: Ihamye; 15 Yrs Balloon.

Ibisobanuro

1) Inguzanyo ya kabiri ya Standalone na Piggyback Yombi Iraboneka;
2) Umutungo wibanze nishoramari urahari;

3) Nta gihano cyishyuwe mbere;
4) Nta bubiko bukenewe;

5) Ingano y'inguzanyo: $ 75.001 - $ 450,000;
6) Icyiza. CTR: 85%.

* Amafaranga y'inguzanyo yegeranijwe kugeza ku $ 100 hafi

Inyandiko yinjira

Ihitamo1: Amatangazo ya Banki - 12 Mths Umuntu & Ubucuruzi bwa Stmts

★ Umuntu ku giti cye & Ubucuruzi-Byahujwe cyangwa Ubucuruzi (12mo.):
Nibura umwe mubagurijwe agomba kuba yikorera wenyine byibuze imyaka 2 (25% cyangwa nyirubwite);
Dep Kugabanuka k'umutungo byemewe hamwe n'inyandiko za Banki;
Factors Ibintu bisanzwe bikoreshwa bikurikizwa: 50% byamafaranga akoreshwa:
FNiba ubucuruzi bukora FactorIbintu ntarengwa byo gukoresha hamwe nishyaka rya 3 ryateguwe P&L cyangwa ibaruwa ni 20%.

★ Umuntu ku giti cye & Ubucuruzi Bitandukanye (12mo.):
TNibura umwe mubagurijwe agomba kuba yikorera wenyine byibuze imyaka 2 (25% cyangwa nyirubwite);
②Asset Depletion yemerewe ibyangombwa bya banki;
UsedUmuntu yahoze yujuje ibyangombwa, amezi 3 yubucuruzi kugirango yerekane amafaranga yinjira mubucuruzi kugirango akoreshe 100% yabikijwe bijyanye nubucuruzi kuri konti yawe bwite (nta mpamvu yo gukoresha).

Ihitamo2: Inyandiko Yuzuye - 1 Yr & 2Yrs

Amabwiriza rusange

★ 30 / 15yr Ballon & 40 / 15yr Ballon min inguzanyo y'amadorari 200k.
Li Inguzanyo ntarengwa ihuriweho - $ 2 M.
★ Amezi 2 ashize impapuro za banki zisabwa.
Type Ubwoko bwumutungo - SFR, PUD, Condo-Yemeza.
★ Ibintu byashyizwe ahagaragara kugurisha mumezi 12 ashize ntabwo byemewe.
Abaguriza - Bemerewe kuba Umunyamerika, Umunyamahanga udahoraho (ufite inguzanyo ya Amerika), Umunyamahanga uhoraho. Ntibemerewe kubatari abaterankunga hamwe ninguzanyo.
★ 3 imenyekanisha ryerekana amezi 12+ cyangwa 2 ubucuruzi bwerekana amezi 24+ byose hamwe nibikorwa mumezi 12 ashize.
Season Ibihe byinguzanyo Igihe - amezi 48 - Kwamburwa, kugurisha igihe gito, icyemezo mu mwanya, guhomba. Nta bintu byinshi byabaye mumyaka 7 ishize.
Credit Inguzanyo isebanya - Nta gufungura amafaranga cyangwa gukusanya mu mezi 48. Nta bucuruzi bwacumuye mugusoza.
Late Amazu yatinze - 0x30x12 Ku nguzanyo zose kubaguriza bose. Nibura amezi 12 amateka yimiturire asabwa.

Ibisabwa byo gusuzuma:
Isuzuma ryambere mugihe cyamezi 12 + Isubiramo ryimiturire. Gusubiramo agaciro bigomba kuba bingana cyangwa birenze gusuzuma;
Isuzuma rishya 2055 hamwe nisuzuma ryimiturire Isubiramo ishyigikira agaciro muri 10% bitandukanye. Hasi yindangagaciro ebyiri zigomba gukoreshwa;
Kugaragaza amasoko ntarengwa 75% CLTV kuri nyirayo Yigaruriwe / Urugo rwa 2. Ntarengwa 70% CLTV kuri Non nyirayo Yigaruriwe.

Ibicuruzwa birambuye:

Ibicuruzwa bifitanye isano:

KUGURIZA AAA ntabwo gutanga inguzanyo gusa; turi umufatanyabikorwa wawe wubukungu. Dufata umwanya wo kumva intego zawe zamafaranga nibyifuzo byawe, dutanga ubuyobozi burenze inzira yo gusaba. Ibyo twiyemeje mu mibereho yawe y’amafaranga birenze kure cyane guhagarika amasezerano, kandi twiyemeje kugufasha kugera ku ntego zawe z'igihe kirekire, zaba nyir'amazu, ishoramari ry’imitungo itimukanwa, cyangwa guhuriza hamwe imyenda. - Inguzanyo ya AAA Equity Solutions - Inguzanyo ya AAA, Igicuruzwa kizatanga ku isi yose, nka: Californiya, Korowasiya, Uganda, Twama dushimangira ko imiyoborere yubuziranenge ari iyambere, Ikoranabuhanga ni ishingiro, Kuba inyangamugayo no guhanga udushya. Turashobora guteza imbere ibicuruzwa bishya ubudahwema kurwego rwo hejuru kugirango duhaze ibyifuzo bitandukanye byabakiriya.

-AAA Inguzanyo

Abayobozi bafite icyerekezo, bafite igitekerezo cyo kunguka inyungu, guhora dutezimbere no guhanga udushya, dufite ikiganiro gishimishije nubufatanye.
Inyenyeri 5