Ikigo cyibicuruzwa

Ibicuruzwa birambuye

Kuri benshi mubakiriya bacu, inguzanyo irenze kugurisha amafaranga gusa; ni intambwe ikomeye y'ubuzima. Waba uri ubwa mbere ugura urugo cyangwa umushoramari utimukanwa ufite uburambe, twegereye buri porogaramu nitonze kandi ikwiye. Dufata umwanya wo gusobanukirwa intego zawe n'ibyifuzo byawe, tukemeza ko inguzanyo yawe ihuye nicyerekezo cyawe cy'ejo hazaza.Inguzanyo ya Broker Kwamamaza,Inguzanyo Yumukoresha Ibibazo,Ibisabwa by'inguzanyo bisanzwe 2021, KUGURISHA AAA, twizera ko gutunga amazu bigomba kuba ibintu bishimishije kandi byuzuye. Kugirango ushishikarire kandi ushimishe mururwo rugendo, turatanga uburyo bwihariye kubaturage ba nyiri urugo. Ihuze nabandi munzira imwe, dusangire ubunararibonye, ​​kandi uvumbure ubushishozi bwingenzi kugirango urugendo rwa nyiri urugo rwawe rugushishikaze kandi rugahuza. Inzu yawe ntabwo ari umutungo gusa; ni umuganda nubuzima, kandi turi hano kugirango urwo rugendo rurusheho gushimisha.
- Inguzanyo ya AAA Inguzanyo zingana - AAA Inguzanyo irambuye:

EQ Ifunze Iherezo rya kabiri

Incamake

Byoroshye Yujuje ibyangombwa bifunze Impera ya kabiri.

Igihe cy'inguzanyo: Ihamye; 15 Yrs Balloon.

Ibisobanuro

1) Inguzanyo ya kabiri ya Standalone na Piggyback Yombi Iraboneka;
2) Umutungo wibanze nishoramari urahari;

3) Nta gihano cyishyuwe mbere;
4) Nta bubiko bukenewe;

5) Ingano y'inguzanyo: $ 75.000 - $ 350,000;
6) Icyiza. CTR: 85%.

* Amafaranga y'inguzanyo yegeranijwe kugeza ku $ 100 hafi

Inyandiko yinjira

Ihitamo1: Amatangazo ya Banki - 12 Mths Umuntu & Ubucuruzi bwa Stmts

★ Umuntu ku giti cye & Ubucuruzi-Byahujwe cyangwa Ubucuruzi (12mo.):
Nibura umwe mubagurijwe agomba kuba yikorera wenyine byibuze imyaka 2 (25% cyangwa nyirubwite);
Dep Kugabanuka k'umutungo byemewe hamwe n'inyandiko za Banki;
Factors Ibintu bisanzwe bikoreshwa bikurikizwa: 50% byamafaranga akoreshwa:
FNiba ubucuruzi bukora

FactorIbintu ntarengwa byo gukoresha hamwe nishyaka rya 3 ryateguwe P&L cyangwa ibaruwa ni 20%.
★ Umuntu ku giti cye & Ubucuruzi Bitandukanye (12mo.):
TNibura umwe mubagurijwe agomba kuba yikorera wenyine byibuze imyaka 2 (25% cyangwa nyirubwite);
②Asset Depletion yemerewe ibyangombwa bya banki;
UsedUmuntu yahoze yujuje ibyangombwa, amezi 3 yubucuruzi kugirango yerekane amafaranga yinjira mubucuruzi kugirango akoreshe 100% yabikijwe bijyanye nubucuruzi kuri konti yawe bwite (nta mpamvu yo gukoresha).

Ihitamo2: Inyandiko Yuzuye - 1 Yr & 2Yrs

Amabwiriza rusange

★ 30 / 15yr Ballon & 40 / 15yr Ballon min inguzanyo y'amadorari 200k.
Li Inguzanyo ntarengwa ihuriweho - $ 1.5 M.
★ Amezi 2 ashize impapuro za banki zisabwa.
Type Ubwoko bwumutungo - SFR, PUD, Condo-Yemeza.
★ Ibintu byashyizwe ahagaragara kugurisha mumezi 12 ashize ntabwo byemewe.
Abaguriza - Bemerewe kuba Umunyamerika, Umunyamahanga udahoraho (ufite inguzanyo ya Amerika), Umunyamahanga uhoraho. Ntibemerewe kubatari abaterankunga hamwe ninguzanyo.
★ 3 imenyekanisha ryerekana amezi 12+ cyangwa 2 ubucuruzi bwerekana amezi 24+ byose hamwe nibikorwa mumezi 12 ashize.
Season Ibihe byinguzanyo Igihe - amezi 48 - Kwamburwa, kugurisha igihe gito, icyemezo mu mwanya, guhomba. Nta bintu byinshi byabaye mumyaka 7 ishize.
Credit Inguzanyo isebanya - Nta gufungura amafaranga cyangwa gukusanya mu mezi 48. Nta bucuruzi bwacumuye mugusoza.
Late Amazu yatinze - 0x30x12 Ku nguzanyo zose kubaguriza bose. Nibura amezi 12 amateka yimiturire asabwa.
Ibisabwa byo gusuzuma:
Isuzuma ryambere mugihe cyamezi 12 + Isubiramo ryimiturire. Gusubiramo agaciro bigomba kuba bingana cyangwa birenze gusuzuma;
Isuzuma rishya 2055 hamwe nisuzuma ryimiturire Isubiramo ishyigikira agaciro muri 10% bitandukanye. Hasi yindangagaciro ebyiri zigomba gukoreshwa;
Kugaragaza amasoko ntarengwa 75% CLTV kuri nyirayo Yigaruriwe / Urugo rwa 2. Ntarengwa 70% CLTV kuri Non nyirayo Yigaruriwe.


Ibicuruzwa birambuye:

- Inguzanyo ya AAA Inguzanyo zingana - AAA Inguzanyo zirambuye amashusho


Ibicuruzwa bifitanye isano:

Twumva ko inguzanyo atari igikorwa cyamafaranga gusa ahubwo ni icyemezo cyingenzi cyubuzima. Ibyo twibandaho kubakiriya-bivuze ko tutareba imibare gusa; dusuzumye inkuru yawe idasanzwe, ibyifuzo, n'intego zamafaranga. Inzobere mu gutanga inguzanyo zifata umwanya wo gusobanukirwa urugendo rwawe bwite, zemeza ko wakiriye igisubizo cyinguzanyo gihuza nicyerekezo cyawe kizaza. . Ibicuruzwa byacu mubikorwa byo kubyaza umusaruro byakurikiranwe cyane, kuko ni ukuguha ubuziranenge bwiza, tuzumva dufite ikizere. Umusaruro mwinshi ariko ibiciro biri hasi kubufatanye bwigihe kirekire. Urashobora kugira amahitamo atandukanye kandi agaciro k'ubwoko bwose niko kwizerwa. Niba ufite ikibazo, ntutindiganye kutubaza.

  • Iyi nisosiyete inyangamugayo kandi yizewe, ikoranabuhanga nibikoresho byateye imbere cyane kandi prodduct irahagije cyane, nta mpungenge ziri muri suppliment.
    Inyenyeri 5Na Zoe wo muri azerubayijani - 2018.07.26 16:51
    Utanga isoko yubahiriza inyigisho yubuziranenge shingiro, wizere uwambere nubuyobozi byateye imbere kugirango bashobore kwemeza ibicuruzwa byizewe kandi byabakiriya bahamye.
    Inyenyeri 5Na Christopher Mabey wo muri Californiya - 2017.12.02 14:11