Igice cyubwishingizi bwa hazard ya politiki yubwishingizi busanzwe bwa banyiri amazu ntabwo gikubiyemo umwuzure uturuka ku mpamvu zisanzwe zituruka hanze, nkimvura nyinshi yimvura, cyangwa iyakozwe n'abantu, nko kumena urugomero.Gusa byiswe ubwishingizi bwumwuzure, politiki yubwishingizi itandukanye, irashobora kurinda ubwo buryo bwo kurimbuka cyangwa kwangirika.
Ubwishingizi bwumwuzure mubusanzwe ntibisanzwe kubafite amazu yatanzweho ingwate mubisanzwe bifatwa nk’ahantu hashobora kwibasirwa n’umwuzure.Birashobora no guhitamo abafite amazu yatanzweho ingwate ahantu hashobora kwibasirwa n’umwuzure, bitewe n'ubwoko bw'inguzanyo.Icyakora, banyiri amazu bazasabwa kugura ubwishingizi bwumwuzure nibaramuka batanze inguzanyo kumuguriza ugengwa na federasiyo cyangwa afite ubwishingizi (nkinguzanyo ya FHA) bakagura inzu mukarere gashobora kwibasirwa n’umwuzure (nanone uzwi ku izina ry’Umwuzure udasanzwe) Agace ka Hazard).Kenshi na kenshi, nyir'urugo agomba kwishyura ubwishingizi bw'umwuzure buri mwaka kugeza igihe inguzanyo yishyuwe.
INGINGO Z'INGENZI
Insurance Ubwishingizi bw'umwuzure busabwa kenshi nabatanga inguzanyo mugihe imitungo iherereye ahantu hashyizweho na federasiyo ishobora guteza akaga cyangwa imyuzure.
Insurance Ubwishingizi bw'umwuzure ni politiki itandukanye n'ubwishingizi bwa ba nyir'amazu, ubusanzwe ntabwo ikubiyemo ibyangiritse cyangwa ibyangijwe n'umwuzure.
Users Abaguriza basaba gusa ubwishingizi bwumwuzure kugirango bishyure imiterere yumutungo, nubwo abahawe inguzanyo bashobora kugura ubwishingizi kubintu byabo nibikoresho byabo.
Insurance Ubwishingizi bw'umwuzure buraboneka binyuze muri gahunda y’igihugu ishinzwe ubwishingizi bw’umwuzure (NFIP) kubafite amazu mu turere twugarijwe cyane n’indi miryango yitabira.
Igihe cyo kohereza: Mutarama-20-2022