Nta kigereranyo DSCR isobanura ko igipimo cy’amafaranga yinjira mu bukode buri kwezi y’ubukode n’amafaranga yishyurwa buri kwezi y’inzu, umusoro, ubwishingizi n’amafaranga yo gucunga umutungo ahwanye na "0", ni ukuvuga ko ushobora gusaba ibicuruzwa by’inguzanyo bya DSCR hamwe na " igipimo "zeru.
Mubikorwa byinguzanyo byabanje, dukeneye kugereranya amafaranga yubukode hamwe na PITIA ya buri kwezi hamwe nindi myenda yumutungo wabigenewe, kugirango tumenye niba ibicuruzwa byinguzanyo byujuje amabwiriza na DTI.
Nta kigereranyo DSCR, ibicuruzwa byinguzanyo bitagenzura ibyinjira, nta bisabwa byinjira mubagurijwe, kubera ko ibicuruzwa byinguzanyo bitarimo kubara DTI.Umubare ntarengwa wa DSCR urashobora kuba hasi nka "0".Nubwo ubukode bwinzu ari buke, turashobora kubikora!Mubyukuri, uwatanze inguzanyo ntabwo yitaye ku kigereranyo icyo aricyo cyose, mugihe umutungo wibintu ari umutungo wishoramari.
Iri ni ihitamo ryiza kubashyitsi bafite amafaranga make cyangwa imyenda myinshi.
Tutitaye kuri DTI, ntidukeneye gusuzuma umusoro wubutaka wubwishingizi bwizindi REO, ntanubwo dukeneye kugenzura imenyekanisha ryimisoro yabagurijwe, itanga uburyo bworoshye bwo kwemeza inguzanyo byihuse.Niba uguze inzu yishoramari, guhitamo DSCR birashobora kugufasha kurangiza vuba kugura inzu!
Igihe cyo kohereza: Mutarama-21-2022