Amakuru yinguzanyo

Inyandiko ya banki nigicuruzwa kigereranya amafaranga uwagurijwe yinjiza asesengura kubitsa kuri konti.Ikoresha DTI kugirango yujuje ibisabwa nkinguzanyo zisanzwe.
Iki cyiciro cyibicuruzwa gishobora kugabanywamo ibyiciro bibiri:
Inyandiko ya banki yubucuruzi hamwe na banki yumuntu ku giti cye
1. Gahunda yubucuruzi ya banki yubucuruzi niyo ihitamo ryambere ryabakiriya benshi, kuko banki yubucuruzi ni iyinjiza rusange.Nukuvuga ko, nubwo abakiriya batanga imenyekanisha rya banki kugiti cyabo, mugihe cyose bitaramenyekana ko byinjiza amafaranga, barashobora guhitamo gahunda yamabanki yubucuruzi no kwerekana amafaranga yabikijwe.Amafaranga yinjiza agomba kugwizwa na coefficient kugirango abone inyungu.
2. Porogaramu yerekana banki kugiti cyawe ni iyinjiza, kandi ukoreshe 100% kubitsa nkinjiza.Kugirango ugaragaze inyungu yinjiza, umukiriya agomba gutanga ibimenyetso byerekana.Inyandiko ikunze kugaragara ni inyandiko ya banki yubucuruzi, yerekana ko kubitsa biva muri banki yubucuruzi kandi bigashyirwa mubitabo bya banki.Uku kubitsa ninjiza yinjiza.

AAA Inguzanyo ni inguzanyo itaziguye ifite uburambe bwimyaka irenga 30.Dufite itsinda ryinzobere zifite uburambe zitanga serivisi kubaguzi b'amazu hamwe nabantu bakeneye inguzanyo.Dutanga 100+ gahunda yinguzanyo yihariye mubisanzwe, FHA, VA, EZ yujuje ibyangombwa nabanyamahanga.Buri gihe dushyira imbere ibyo umukiriya akeneye kandi tugatanga igisubizo cyiza kuri buri mukiriya.

Abatanga inguzanyo muri Californiya, abatanga inguzanyo nziza kubaguzi bwa mbere, Amasosiyete meza ya Mortgage yo gukorera muri Californiya, Inguzanyo zitari QM ku baguriza muri Californiya, abatanga inguzanyo zitari QM, abatanga inguzanyo nziza ya Jumbo, abatanga inguzanyo ya Jumbo, Nziza Inguzanyo zinguzanyo zitanga inguzanyo aaalendings.