Nkuko inyungu zuyu munsi zigabanuka gahoro,
Ibisobanuro M.aybea Guhitamo neza
28/08/2022
Ukurikije gahunda y’ibiciro by’uyu munsi, igipimo cy’inguzanyo y’imyaka 15 n’imyaka 20 cyagabanutseho gato ugereranije n’icyumweru gishize, gitanga amahirwe akomeye yo kuzigama ba nyir'amazu bafunga muri kimwe mu biciro by'igihe gito.Nyamara, ibiciro byigihe cyimyaka 30 biracyari hejuru ya 5%, ba nyiri amazu bashaka gutera inkunga barashobora kubahenze mugihe gito.
Uyu munsi igipimo cyinguzanyo cyemerera abahawe inguzanyo gufunga igipimo gito.Abaguriza bashobora gucunga ubwishyu buri kwezi barashobora gutekereza gufunga igipimo cyigihe cyimyaka 15, nacyo cyaragabanutse.Igipimo cyimyaka 15 kirashobora gutanga inyungu nyinshi zo kuzigama kubaguriza kuruta igipimo cyigihe kirekire.Igipimo icyo aricyo cyose abahawe inguzanyo bahisemo, barashobora gukora vuba vuba kugirango bafunge igipimo mbere yo kwiyongera.
Nigute igipimo cyinguzanyo cyahindutse mugihe?
Nk’uko Freddie Mac abitangaza ngo inyungu z’inguzanyo z’uyu munsi ziri munsi y’ikigereranyo cyo hejuru cy’umwaka - 16.63% mu 1981. Icyorezo cya COVID-19 cyibasiye ubukungu ku isi.Muri 2019 igipimo mpuzandengo cy’inyungu ku myaka 30 y’inguzanyo yagenwe yari 3.94%, mu gihe mu 2021, impuzandengo y’inguzanyo y’imyaka 30 yagenwe yari 2.96%, ikigereranyo cyo hasi cyane mu mwaka mu myaka 30.
Kugabanuka kw'amateka ku nyungu bivuze ko ba nyir'amazu bafite inguzanyo guhera muri 2019 cyangwa mbere yaho bashobora kubona amafaranga menshi yo kuzigama binyuze mu gutera inkunga kimwe mu biciro biri hasi y'uyu munsi.Ni ngombwa gusuzuma ibiciro byo gufunga nko gusuzuma, gusaba, inkomoko nigihembo cya avoka mugihe uteganya inguzanyo cyangwa inguzanyo.Usibye igipimo cyinyungu n’amafaranga yinguzanyo, ibyo bintu byose birashobora kongera ikiguzi cyinguzanyo.
D ifferences Hagati Igenamigambi kandi Igenwa-Igipimo cyinyungu zinguzanyo
Mugihe igipimo cyinyungu zinguzanyo zinguzanyo zigenda zamamara cyane, abahawe inguzanyo bagomba kumenya uburyo bigira ingaruka kubiciro byinyungu?
Inguzanyo ntarengwa yagenwe ntabwo ihinduka mubuzima bwinguzanyo, ariko ikunda kuba hejuru kurenza igipimo cyambere cyinguzanyo zishobora kugabanywa.
Igipimo cyambere cyinyungu zinguzanyo zishobora kugabanywa, cyangwa ARMs, mubisanzwe biri munsi yinguzanyo zagenwe.Ariko nyuma yigihe cyo gutangira, igipimo cyinyungu kuri ARM kizahinduka, kandi gishobora kwiyongera cyane.Ibihe byintangiriro birashobora gutandukana kuva mumezi menshi kugeza kumwaka cyangwa imyaka mike.Nyuma yigihe cyo gutangira, inyungu zabatiza inguzanyo zizashingira kumurongo wagenwe nuwatanze inguzanyo.INGABO zirashobora cyangwa ntizishobora kugabanya umubare winyungu zinguzanyo zishobora kwiyongera.
Itangazo: Iyi ngingo yahinduwe na AAA LENDINGS;amwe mumashusho yakuwe kuri enterineti, umwanya wurubuga ntuhagarariwe kandi ntushobora gusubirwamo nta ruhushya.Hariho ingaruka ku isoko kandi ishoramari rigomba kwitonda.Iyi ngingo ntabwo igizwe ninama zishoramari kugiti cye, kandi ntizita ku ntego zihariye zishoramari, uko ubukungu bwifashe cyangwa ibikenerwa nabakoresha kugiti cyabo.Abakoresha bagomba gusuzuma niba ibitekerezo, ibitekerezo cyangwa imyanzuro ikubiye hano ihuye nibibazo byabo.Shora ukurikije ingaruka zawe.
Igihe cyo kohereza: Gicurasi-28-2022