U.S.

Ikigo cyibicuruzwa

Ibisobanuro birambuye

Inguzanyo isanzwe ni iki?

Inguzanyo ihuje ni inguzanyo ifite amategeko n'amabwiriza yujuje ibisabwa na Fannie Mae na Freddie Mac.Guhindura inguzanyo ntibishobora kurenza amadorari runaka, bihinduka uko umwaka utashye.Muri 2022, imipaka ni $ 647,200 kubice byinshi bya Amerika ariko iri hejuru mubice bimwe bihenze.Urashobora gushakisha kuri enterineti kuri buri nguzanyo yintara ihuza imipaka yinguzanyo yumwaka urangiye.

Inshingano za Fannie Mae na Freddie Mac bivamo kugura ubwinshi bwinguzanyo banki zitanga.Ariko kugirango tubyemere, ntibashobora kuba bose babishaka;bagomba gutondekwa no gukorwa munsi yubuyobozi bumwe.Aho niho hajyaho igice gihuza, n'impamvu hariho amategeko menshi yo kwandikisha hamwe nizi nguzanyo: ni uguhuza inguzanyo kugirango Fannie Mae na Freddie Mac bashobore kuzigura.

Ni ubuhe bwoko bwa AAA Guhuza Inguzanyo?

Urashobora kubona abatanga inguzanyo munzu baguha ibiciro bitandukanye kuri "Rusange Rusange" hamwe na "High-Blance Loan".Mubyukuri, gahunda zombi zitwa Kwemeza Inguzanyo.

Ni irihe tandukaniro ryo Guhuza Inguzanyo no Kudatanga Inguzanyo?

Hariho ibyiciro bitandukanye byinguzanyo ushobora gukoresha kugirango ugure inzu, kandi guhuza no kudahuza inguzanyo nibisanzwe.Inguzanyo ihuye yujuje umurongo ngenderwaho ugomba kugurishwa haba kuri Fannie Mae cyangwa Freddie Mac, babiri mubaguzi binguzanyo nini muri Reta zunzubumwe zamerika Inguzanyo zidahuye, nizo zidahuye naya mabwiriza, kuburyo bidashoboka. kugurishwa kuri Fannie Mae cyangwa Freddie Mac.
Inguzanyo zose zigwa munsi yimwe muri ibyo byombi - zihuye nubuyobozi bwa Fannie na Freddie, cyangwa sibyo.Itandukaniro riri hagati yibi byombi biganisha kuri bimwe bishimishije nyuma yingaruka bikugiraho ingaruka - umuguzi.

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